Getting to know you
The first meeting - an informal chat to understand your needs and to explain our
service options and charges for you to consider.

The Facts
Before making a recommendation we need to analyse your current financial
circumstances in every detail, including your family and job status, your tax position
and that of your dependants, household income, existing arrangements and
investments as well as your long-term aims and your attitude to risk.

Development of Recommendations
Essentially research, planning considerations and best advice where products
are involved.

Presentation of Proposals
Circumstances and objectives are summarised with the proposal. Product based solutions explained in detail highlighting costs and contract terms. Risk/reward profiles confirmed.

Implementation
Agreement on final recommendations and completion of paperwork for you.

Portfolio Reviews
We recommend an annual meeting to monitor developments.